Criteria
- step one good ID (Passport, License, SSS)
- 1 Evidence of Charging (power, water, landline)
- Newest step one-week payslip or evidence of money
Fees & Costs
A running payment away from eight% try deducted from the web loaned count for each canned financing. 5% a-day plus a late fee commission out of Php500.
Payment Selection
- Lender Put (Over-the-counter, On the web Financial, ATM)
- Dragon Pay (7-eleven, Cebuana, LBC, SM Robinson Fee Locations and you can Bayad Centers)
Debtor Commitments During the Application for the loan
- Read the deal meticulously and make certain you are aware the brand new conditions before signing.
- Do not overstate your earnings, employment stage, and you may property.
- Be honest on the prior otherwise current credit troubles; report any expense.
- Do not number phony home elevators the loan software, and don’t provide false help records.
As to why Prefer Vidalia Lending
Vidalia Lending might only be available so you can people about Town Manila urban area. Nonetheless, without a doubt, the loan items are built to uplift the fresh new lifestyle of its users if you take care of the financial needs. With a lot of resource people from the Philippines, you will find some reason people may wish to prefer Vidalia Credit.
Also offers zero Prepayment Punishment
With some financing penalizing consumers which need to fund its loaned number beforehand, clients are thanks for visiting settle its finance earlier than the due schedules that have Vidalia. They know that particular users would like to get gone extra worries and you may notice money, and additionally they support her or him.
Easy and quick Techniques
Particular loan requests having Vidalia Credit shall be complete one hundred% on the internet. It doesn’t matter how customers must process the applications, this new recognition procedure is quick, and people knows the result of its application for the loan in this 48 hours.
Now offers Non-Security / No Guarantor Funds
The latest horror that some one face whenever making an application for that loan is actually equity otherwise good guarantor. Not many people can establish guarantee in the event the you desire will come. And also to including strategy family or friends to-be a guarantor can sometimes be an annoyance. Very few want to show a similar courtroom debt because the newest borrower in the place of wearing something apart from a prospective responsibility.
Readily available for Anybody and you can Enterprises
The wonderful thing about Vidalia Credit is when they generate financing factors readily available not just for individuals however for enterprises lookin during the growing people. What makes their business loan even more glamorous is they offer low-guarantee loans.
Safe Transactions
Vidalia Credit abides by tight data confidentiality guidelines because of its consumers. It implies that the studies and you will pointers shared with them will never be mutual neither marketed in order to external activities.
No Invisible Charges or Charges
This new charge that users would have to shell out could be found at the beginning of the method. He has provided to and you can subscribed to the charge and charges that they will need to pay within the cycle of its financing identity. They do not have to expend any charges once they settle their loans very early.
How exactly to Sign-up
Applying for financing is simple and you will quick. Users can truly go to the web site from Vidalia Credit first off the application processes by simply clicking the fresh redirect switch in the top of the current page right after which clicking on the fund section.
Getting very first-time people, the maximum loanable matter is Php10,100 but for repeat consumers, the utmost loanable amount is actually Php 15,one hundred thousand.
Private Financing otherwise Income Financing, customers could possibly get physically visit the website’s Unsecured loan part to utilize for personal Finance or even the website’s Income mortgage section to utilize to have Income Financing. Upcoming, start the borrowed funds application and begin filling in the facts.